Finance is a fantastic way to spread the cost of your purchase. To make it easy we’ve partnered with Duologi whose smart technology lets you apply for and then complete the loan application quickly and entirely online.
First add the items you wish to purchase to your basket. When you reach checkout select the best finance option for you and choose 'Pay with Duologi'. The quick application form takes no more than a couple of minutes to complete and then you’ll receive an instant decision.
Before you apply please note you will only be considered for finance if you:
We offer a range of interest bearing finance options to help you spread the cost of your purchase over 12, 24, 36, 48 or 60 months. The value of the loan needs to be over £170 and you can choose a deposit of up to 75% of the value of the goods.
Representative examples would be:
19.5% finance over 12 months
• Total order value = £600
• 10% deposit = £60
• Total amount of credit = £540
• Duration = 12 months
• Representative APR = 19.5%
• Interest charged = £53.92
• 12 monthly payments of = £49.49
• Total amount payable = £653.92
Simply add the purchases to your basket and select Duologi at checkout. You’ll then be taken to the application form, which takes just a few minutes to complete.
Take a look at our products available with finance and shop now.
Your application will be assessed based on various factors including eligibility, credit history and affordability and Duologi will let you know the outcome of their decision in just a few seconds. It’s important to know that when applying for finance a hard credit check is made and this is recorded on your credit file.
Once approved, you just need to digitally sign your credit agreement, pay your deposit and then wait for your order to arrive.
In a very few cases, your application may be referred to a lender for manual underwriting. In such cases you’ll be notified by email of the credit decision within 24 hours. If you’re not approved for finance it could be for a variety of reasons. You should gain a copy of your credit file and this will be able to give you more information.
Your first direct debit payment will be taken about 30 days after you have received your purchase. This will show on your statement as a payment to Specialist Lending Ltd. You have the right to repay all or part of the loan early at any time.
There is a 14-day cooling off period where you can withdraw from the credit agreement after signing your documents. If you wish to do this, you need to notify Duologi.
A finance agreement does not affect our standard refund and returns policy. Just contact us and we can cancel your application and Duologi will refund your deposit. They will let you know of any outstanding balance if applicable.
For any other questions contact us on telephone 0800 999 4008 or via email.
ProtectaPet Ltd is authorised and regulated by the Financial Conduct Authority, register number 752668 and act as a credit intermediary. Finance is provided by Duologi which is a trading name of Specialist Lending Ltd. You will be offered the best rate available based on your personal credit history and Duologi's credit decision policies.
Duologi is a trading name of Specialist Lending Ltd. They are registered in England and Wales (company number 10664999) and authorised and regulated by the Financial Conduct Authority (register number 774712). For more information please go to www.Duologi.com/faq or visit www.Duologi.com.
All prices are in GBP.
Protectapet Ltd, Unit 1, Canal Lane, Tunstall, Stoke-on-Trent ST6 4PA. |
Telephone: 0800 999 4008 |
Copyright 2020 ProtectaPet | Company Reg: 09051826 | VAT Reg: 190682685